Financing

FINANCE APPLICATIONS

Kubota Financing

The Kubota Credit Corporation, USA (KCC) can finance your purchase of new Kubota equipment or tractor packages. Save time at the dealership and get pre-approved today by completing their simple and secure online credit application below. This process only takes a few minutes, and you will be given an application number to bring to any authorized Kubota dealership, including Steen Enterprises.

Visit their Special Offers pages to review the available finance rates or terms.

APPLY WITH KCC

Hitachi Financing

ZAXIS FINANCING
UPDATE: FINANCING PROGRAM UPDATES

0% for 48 Months on all Compact & Construction-Sized Excavators and Wheel Loaders

All Offers valid May 1 – May 31, 2026.

Hitachi offers equipment financing through Zaxis Finance. Zaxis can help guide you through the process, from equipment selection to finalizing the lease agreement. You’re sure to have a smooth leasing experience tailored to your needs.

APPLY WITH ZAXIS FINANCE

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Frequently Asked Questions

What financing does Steen offer on new Kubota equipment?

Steen offers Kubota’s factory financing programs on new equipment. Most programs give you a choice: a low or 0% APR for a set term, or a cash rebate off the purchase price. You pick whichever one fits your situation. All financing is subject to credit approval.

What are the current terms on a new Kubota BX Series tractor?

On select new BX Series models you can choose 0% APR financing for a set term, or a cash rebate off the purchase price. You cannot take both. Kubota changes these programs through the year, so call us at 843-889-2292 for the terms running today. All financing is subject to credit approval.

Are there offers on other Kubota tractors?

Yes. Kubota runs programs across the B, BX, L, LX, MX, M5, and M6 Series. Terms vary by model and change through the year. Call us at 843-889-2292 and we will give you the current numbers on the machine you are looking at.

Can I take the 0% APR and the rebate together?

No. Kubota sets these up as one or the other. The financing option lowers your monthly payment. The rebate lowers what you pay for the machine. Our sales team can run both numbers so you can compare them side by side before you decide.

Do I need a down payment?

It depends on the program and on credit approval. Some Kubota programs are available with $0 down. Others require money down. We will tell you what applies to your purchase before you sign anything.

How long can I finance for?

Term length depends on the model and the program you choose. A longer term lowers the monthly payment. A shorter term costs less overall. Call us at 843-889-2292 and we will walk through the terms available on the machine you want.

Is financing subject to credit approval?

Yes. All financing offers are subject to credit approval. The rate, term, and approval are decided by the lender based on your application. Advertised offers show the best available terms, and not every buyer will qualify for them. We cannot promise a result before you apply.

How do I apply?

Start with a conversation. Call 843-889-2292 or reach us through our contact form. We will go over the programs that apply to the equipment you want, then help you through the credit application. You do not need to apply before you come see the machines.

How do I find out what offers are running right now?

Kubota programs change through the year, and some are limited to specific models or to what we have in stock. Call 843-889-2292 or send us a message and we will confirm what is active today.

Do the offers apply to any Kubota in stock?

Not always. Programs are tied to specific series and model years, and availability depends on inventory. Tell us which machine you have in mind and we will confirm whether it qualifies.